Millions of families face extraordinary financial challenges simply because disability was never considered in the design of our financial system. Inclusor AI is changing that through personalized financial planning, inclusive investment intelligence, and accessible artificial intelligence.
Our Story
Created by youth. Moved by purpose.
Every meaningful innovation begins with a problem that can no longer be ignored.
For Inclusor AI, that inspiration came from Luisa, the younger sister of founder Lucca Arantes, who was born with Down syndrome.
As his family navigated new realities, Lucca witnessed firsthand how disability affects far more than healthcare or education, it fundamentally reshapes a family’s financial life. From therapies and assistive technologies to specialized education, transportation, long-term care, and reduced employment opportunities for caregivers, families often face financial challenges that traditional financial systems were never designed to address.
Yet despite affecting more than 1.3 billion people worldwide, disability remains largely absent from financial planning, investment services, and economic policy. Most financial products assume a “typical” life journey that simply does not reflect the realities of millions of families.
Determined to address this overlooked challenge, Inclusor AI was founded with a simple but ambitious question:
What if the financial system had been designed with disability in mind from the very beginning?
To answer that question, the team conducted more than six months of human-centered research, collaborating directly with over 40 families across Brazil and analyzing +100 scientific publications, including research from Harvard University, MIT, and the Center for Financial Inclusion.
This work resulted in Inclusor AI’s proprietary methodology, a structured, evidence-based approach that combines strategic questioning, behavioral insights, and artificial intelligence to deliver personalized financial guidance tailored to the realities of disability.
Our Mission
We believe disability should never determine someone’s financial future.
Our mission is to build the financial infrastructure that people with disabilities and their families have historically been excluded from, empowering them to plan, invest, and build long-term financial resilience through artificial intelligence.
Revolutionizing the Concept of Sustainable,
Inclusive Finance
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Our Solution
Financial inclusion cannot be solved through generic budgeting apps or one-size-fits-all financial advice. Every family experiences disability differently, with unique financial responsibilities, long-term goals, income patterns, care needs, and accessibility barriers.
That is why Inclusor AI developed its own evidence-based methodology after more than six months of intensive research, direct collaboration with families of people with disabilities, and an extensive review of over 100 scientific publications from leading institutions such as Harvard University, MIT, and the Center for Financial Inclusion.
Instead of offering standardized recommendations, our platform guides users through a structured series of strategic questions designed to understand their personal context before generating tailored financial guidance. This human-centered approach enables artificial intelligence to provide recommendations that are practical, personalized, and aligned with each family’s reality.
Personalized financial planning designed specifically for people with disabilities and their families.
Through AI-powered conversations, Inclusor Planner helps users organize their finances, build emergency funds, prepare for long-term care expenses, create sustainable financial habits, and make informed decisions based on their unique circumstances.
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Inclusive investment intelligence for a more accessible economy.
Inclusor Invest helps investors identify companies advancing accessibility, disability inclusion, and responsible corporate practices, enabling users to align their investments with the values they want to support while encouraging businesses to prioritize inclusion.
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Together, Planner and Invest represent more than financial tools—they form the foundation of an inclusive financial ecosystem where planning, investing, education, and accessibility work together to reduce financial vulnerability and expand economic opportunity for millions of families.
Sobre o fundador
Lucca Arantes, 17
Lucca Arantes, 17 anos, é de Boa Vista, Roraima, e criou o Inclusor AI em 2025 depois de passar anos assistindo sua família buscar respostas financeiras que simplesmente não existiam. Sua irmã mais nova, Luisa, tem Síndrome de Down, e foi essa realidade, de perto, que mostrou o quanto o mercado financeiro ignora quem mais precisa dele.
Antes de lançar o Inclusor, Lucca conduziu uma pesquisa independente sobre barreiras políticas ao investimento verde na América Latina, publicada pela Cogna Educação, a maior empresa educacional da América Latina, tornando-se o primeiro e único estudante do ensino médio a ser publicado em sua plataforma acadêmica. Apresentou os resultados na Zona Azul da COP30 como delegado oficial da ONU, e co-escreveu uma recomendação de política a convite oficial do ACNUDH sobre juventude periférica e mudanças climáticas, posteriormente publicada como artigo científico. Também foi Estagiário de Finanças no Journal of Young Investigators, periódico financiado pela Duke University, e trabalhou como Designer de Produtos na Adobe Inc.
O Inclusor foi construído do zero, sem investimento externo, e foi reconhecido internacionalmente pelo Notion Inc. Founders Club Growth Challenge, e pelo NGFP Young Voices Award, programa parceiro da UNESCO Chair, concorrendo com projetos de 13 países em 5 continentes.
Lucca também é presidente fundador do Instituto de Clima e Meio Ambiente do MOV (Movimento Internacional de Juventudes), liderando a organização enquanto Executivo Geral, e Presidente Internacional de Meio Ambiente.